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OnTrial
For Insurance Defense Firms

Built for insurance defense.

OnTrial is the investigations platform insurance defense firms use for AOE / COE investigation, EUO prep, sub rosa activity-check surveillance, claimant background workups, fraud-claim social media documentation, and subrogation investigation. Evidentiary-grade by design.

Workers compensation, long-term disability, premises liability, auto, professional liability. Fixed cost per engagement. Rush deployment available.

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The work

The investigations behind every claim file.

  • Sub rosa surveillance & activity checks

    Licensed surveillance operators run sub rosa engagements on claimants in workers compensation, long-term disability, premises liability, auto, and professional liability matters. Documentation is evidentiary-grade and prepared to support EUO, motion practice, and trial.

    Service overview →

  • AOE / COE investigation

    Arising-out-of-employment / course-of-employment investigation for workers compensation matters. Activity, environment, and witnesses documented for compensability determination — paired with intelligence-led planning before operators deploy.

    Service overview →

  • Claimant background workups

    Identity, criminal, civil litigation history, prior employment disputes, and adverse-media screening for pre-EUO subject workups. Multi-source intelligence with analyst-verified county-level research.

    Service overview →Background 360 →

  • Social media — evidentiary archive

    DeepMedia covers 400+ platforms including hidden accounts and aliases — archive capture with timestamps for use as deposition exhibits when the claimant later deletes. OSINT-analyst verified.

    Service overview →DeepMedia →

  • Pattern of Life — claimant activity

    Device-level movement and routine analysis to corroborate or refute claimed restrictions in disability, workers compensation, and premises liability matters.

    Service overview →Pattern of Life →

  • Subrogation investigation

    Locating responsible parties, documenting fault, and producing reports that hold up in recovery litigation against third parties responsible for an insured loss.

    Service overview →
How OnTrial deploys

Intelligence before boots on the ground.

Every field engagement is intelligence-led. Operators deploy after a background, social, and geolocation workup — so they enter the field with precision rather than speculation. Fewer hours waiting means better outcomes for the carrier's budget and a stronger defensible record for the file.

Typical engagements

The matters OnTrial supports.

  • AOE / COE workups for workers compensation claims
  • Pre-EUO claimant background and social media documentation
  • Sub rosa activity-check surveillance on disability claimants
  • Fraud-claim social media archive capture
  • Premises liability scene documentation and witness canvassing
  • Auto fraud — staged-accident investigation
  • Subrogation investigation against third-party tortfeasors
  • Activity corroboration in long-term disability matters
Why carriers trust the work

Defensible from intake through delivery.

Reports support EUO, motion practice, and trial. Every finding is timestamped and sourced. Every operator is licensed.

Every internal role at OnTrial is held by a veteran of the U.S. military, federal law enforcement, or state / municipal law enforcement — by mandate. Every finding is analyst-verified before delivery.

SOC 2 Type II, FCRA, GLBA, and CCPA compliant. AI governance posture is documented — see AI Governance and Data Security.

California Private Investigator License 189000. Field operators licensed and insured to the standards of each jurisdiction where they operate.

FAQ

For insurance defense, specifically.

Does OnTrial handle AOE / COE investigation?
Yes. Arising-out-of-employment / course-of-employment investigation is a core OnTrial field operation. Engagements pair intelligence-led planning with on-the-ground operators to document the activity, environment, and witnesses relevant to compensability.
Can OnTrial capture a claimant's social media as evidence?
Yes. DeepMedia covers 400+ platforms across the clear and dark web, including hidden accounts and aliases, with archive capture and timestamps for evidentiary use in fraud-claim defense. Reports preserve content even when the claimant later deletes.
Can OnTrial support EUO preparation?
Yes. Pre-EUO subject workups — background, social, geolocation, and field corroboration as warranted — are routinely delivered for insurance-defense matters.
How fast is rush surveillance turnaround?
Activity-check surveillance returns in 1–5 business days standard, with rush deployment available when the matter requires. Rush turnaround on background and social media workups follows the same model.

Open a free account.

Create a free OnTrial account in under five minutes and order directly from the platform. No subscription, no monthly fees.

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